Achievable FINRA and NASAA course updates for 2025

Tyler York

At Achievable, we know that having the highest quality FINRA and NASAA exam prep courses requires continuously updating and improving our material. A key piece of this is updating our FINRA courses at the start of every calendar year. By incorporating the latest regulatory changes, industry trends, and best practices, we ensure our materials are both accurate and authoritative for all matters that could come up on your exams.

As we welcome 2025, we’re excited to share this year’s updates to our FINRA courses. Below are the key changes we’ve made. Whether you’re preparing for the FINRA SIE, Series 6, Series 7, or another exam, these updates are designed to support your success. Let’s dive into what’s new for 2025!

Achievable FINRA course updates for 2025

Contribution limit increases for 2025

  • 401k contribution limit: $23,500 in 2025, up from $23,000 in 2024
  • 457 contribution limit: $23,500 in 2025, up from $23,000 in 2024
  • Keogh (HR-10) contribution limit: $70,000 in 2025, up from $69,000 in 2024
  • SEP IRA contribution limit: $70,000 in 2025, up from $69,000 in 2024
  • Traditional IRA contribution limit: $7,000 in 2025, no change from 2024 to 2025
  • Roth IRA contribution limit: $7,000 in 2025, no change from 2024 to 2025

Traditional IRA phaseouts in 2025

Taxpayers filing single (2025)

IncomeResult
<$79,000Full deduction
$79,000 - $89,000Phaseout range
>$89,000No deduction

Married taxpayers filing jointly (2025)

IncomeResult
<$126,000Full deduction
$126,000 - $146,000Phaseout range
>$146,000No deduction

Roth IRA phaseouts in 2025

Taxpayers filing single (2025)

IncomeResult
<$150,000Full deduction
$150,000 - $165,000Phaseout range
>$165,000No deduction

Married taxpayers filing jointly (2025)

IncomeResult
<$236,000Full deduction
$236,000 - $246,000Phaseout range
>$246,000No deduction

Income tax brackets 2025

Tax rateIndividualsMarried filing jointly
10%$0$0
12%$11,926$23,851
22%$48,476$96,951
24%$103,351$206,701
32%$197,301$394,601
35%$250,526$501,051
37%$626,351$751,601

Dividend tax rates 2025

Tax rateIndividualsMarried filing jointly
0%$0 - $48,350$0 - $96,700
15%$48,350 - $533,400$96,700 - $600,050
20%$533,400+$600,050+

Poverty line and tax exemption limits 2025

  • Federal poverty line (previous year): $15,060 in 2024, up from $14,580 in 2023
  • Estate tax exemption limit: $13.99M in 2025, up from $13.61M in 2024
  • Gift tax exemption limit: $19,000 in 2025, up from $18,000 in 2024

Wrapping up

At Achievable, your success is our mission. By providing up-to-date, comprehensive, and user-friendly FINRA courses, we give you the information you need to excel in your exams and your career.

The 2025 updates reflect our dedication to keeping our courses current and accurate, making your learning experience as effective as possible. Whether you’re just beginning your journey or seeking advanced licenses, we’re here to support you every step of the way.

Thank you for choosing Achievable to power your financial future. Here’s to a successful 2025!

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