Property, casualty, health, and life insurance exam pass rates for all 50 states

Tyler York

Looking for insurance exam pass rates? You’re in luck – we’ve gathered data from the National Association of Insurance Commissioners and included the following in the post below:

  • Casualty insurance exam pass rates
  • Health insurance exam pass rates
  • Life insurance exam pass rates
  • Life and health insurance exam pass rates
  • Personal lines insurance exam pass rates
  • Property insurance exam pass rates
  • Property and casualty insurance exam pass rates

First, here are the national rates:

National insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty14,1428,89463%
Health47,28129,68963%
Life103,37964,46862%
Life and Health109,04470,93265%
Personal Lines17,51710,26059%
Property14,0157,99557%
Property and Casualty48,25827,13856%
General Lines2,6131,63262%
Total356,249221,00862%

Now, read on for the detailed state-specific insurance exam pass rates for all 50 states, organized in alphabetical order.

Table Of Contents
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Ben Mullins / Unsplash / “person using pencil” / Unsplash license

Alabama insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty15747%
Health26716461%
Life60040568%
Life and Health1560109470%
Personal Lines1689054%
Property200%
Property and Casualty99654154%

Alaska insurance exam pass rates

Licensing Exam Name First Time Test Takers First Time Passsers First Time Pass Rate
Casualty Producer1639357%
Accident & Health Producer
1658753%
Life Producer
22013963%
Property Producer1588353%
Personal Lines31

Arkansas insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Health Producer
135789565.95%
Life Producer
1803123868.66%
Personal Lines Producer23214562.50%
Property and Casualty Producer82747457.32%

Arizona insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life216793443.10%
Producer's Accident and Health or Sickness88348554.90%
Producer's Life Accident and Health or Sickness3638198654.60%
Producer's Property and Casualty
2242103446.10%
Producer's Property14642.90%
Producer's Casualty8450.00%
Producer's Personal Lines147566144.80%

California insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health Agent Examination1610137585.22%
Casualty Broker-Agent Examination1324231.82%
Life, Accident and Health Agent Examination (Life Agent)180311251269.39%
Life-Only Agent Examination11597787367.89%
Personal Lines Broker-Agent Examination1867118763.58%
Property Broker-Agent and Casualty Broker-Agent Examination5150221743.05%
Property Broker-Agent Examination734054.79%

Colorado insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1654116871%
Accident and Health Producer3278241274%
Life Producer4732370478%
Property Producer1636117172%
Personal Lines Producer62650681%

Connecticut insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life Insurance93540142.90%
Producer's Accident and Health29418061.20%
Producer's Life, Accident and Health Insurance145373550.60%
Producer's Property and Casualty Insurance70231444.70%
Producer's Personal Lines2599637.10&
Producer's Property Insurance4125%
Producer's Casualty Insurance7114.30%

Delaware insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1146456%
Accident and Health Producer36817548%
Life Producer59038766%
Property Producer1115852%
Personal Lines Producer43

District of Columbia insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFrist Time PassersFirst Time Pass Rate
Casualty2911
Health1597849%
Life28810737%
Property318

Florida insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Health Agent4197214951%
Health and Life and Annuity Agent (includes variable contracts)12357826967%
Life and Annuity (includes variable contracts)6095374761%
General Lines Agent2613163262%
Personal Lines Agents2761167561%

Georgia insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life Agent
3077212969%
Accident & Sickness Agent99952753%
Property Agent1810
Casualty Agent1110
Life, Accident & Sickness Agent5257370670%
Property & Casualty Agent3310234471%
Personal Lines Agent93071076%

Hawaii insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1276652%
Accident & Health Producer51930158%
Life Producer126371356%
Property Producer1345642%
Personal Lines Producer31

Idaho insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer - General Knowledge54434363.05%
Casualty Producer - Idaho Specific55240373.01%
Disability/Health Producer - General Knowledge81944654.46%
Disability/Health Producer - Idaho Specific82256768.98%
Life Producer - General Knowledge84858168.51%
Life Producer - Idaho Specific85358368.35%
Personal Lines Producer - General Knowledge452760%
Personal Lines Producer - Idaho Specific462656.52%
Property Producer - General Knowledge54932258.65%
Property Producer - Idaho Specific55639971.76%

Iowa insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life1565109270%
Accident & Health142186461%
Property61637962%
Casualty61640365%

Illinois insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer2762181866%
Accident and Health Producer3734246166%
Life Producer5114377874%
Property Producer2644137052%
Personal Lines Producer964951%

Indiana insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Health Producer81247358%
Life and Health Producer3049207668%
Life Producer109873467%
Property and Casualty Producer1330105679%
Personal Lines Producer15411172%

Kansas insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life Producer44326560%
Accident and Health Producer20010653%
Life & Accident and Health Producer149996865%
Property & Casualty and Allied Lines Producer87952960%
Personal Lines Producer15113388%

Kentucky insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life165291355.27%
Health164080348.96%
Property78142554.42%
Casualty78641953.31%
Personal Lines9444.44%

Louisiana insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Series 1059666.67%
Health and Accident or Sickness Series 10229613645.95%
Life Insurance Series 101130675657.89%
Life, Health and Accident or Sickness Insurance Series 1032035121459.66%
Personal Lines (Producer) Series 10760224140.03%
Property and Casualty Series 10698743443.97%
Property Series 10414321.43%

Massachusetts insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life Insurance4550206145.30%
Producers Accident, Health or Sickness2395144460.30%
Producers Property93446249.50%
Producers Casualty Exam89945850.90%
Producers Personal Lines Exam31511436.20%

Maine insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate,/strong>
Life, Accident, and Health Producer31421869%
Property and Casualty Producer1729253%
Life Producer1046865%
Accident and Health Producer2211
Casualty Producer10
Personal Lines148

Maryland insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
General Accident and Health Insurance Producer35624468.54%
State Accident and Health Insurance Producer35627376.69%
General Casualty Insurance Producer8787.50%
State Casualty Insurance Producer8787.50%
General LIfe Insurance Producer102655754.29%
State Life Insurance Producer102565263.61%
General Life, Accident/Health Producer (Combo)1709122271.50%
State Life, Accident/Health Producer (Combo)1710129675.79%
General Personal Lines10660%
State Personal Lines10550%
General Property and Casualty Producer (Combo)61034857.05%
State Property and Casualty Producer (Combo)61026944.10%
General Property Insurance Producer9444.44%
State Property Insurance Producer900%

Michigan insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health Producer42825158.64%
Casualty Producer/Solicitor742837.84%
Life Producer165185952.03%
Life, Accident and Health Producer2791151354.21%
Life, Variable Life and Annuities Producer1389770.29%
Personal Lines Producer/Solicitor16811065.48%
Property and Casualty Producer/Solicitor207998947.57%
Property Producer/Solicitor372156.76%
Variable Life and Annuities Producer29424884.35%

Minnesota insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer2820
Accident and Health Producer41728268%
Life, Accident and Health Producer1515117578%
Life Producer81056670%
Property and Casualty Producer100077477%
Property Producer2821
Personal Lines Producer65

Mississippi insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer127
Accident & Health or Sickness Producer18310155%
Life, Accident & Health or Sickness Producer118271861%
Life Producer90058365%
Property & Casualty Producer72546264%
Property Producer96
Personal Lines Producer23311348%

Missouri insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life Insurance Producer160393758%
Accident and Health Insurance Producer73740755%
Property Insurance Producer2814
Casualty Insurance Producer4122
Life Accident and Health Insurance Producer3702232463%
Property and Casualty Insurance Producer1992127064%
Personal Lines Insurance Producer30923977%

Montana insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty23918577%
Health33916749%
Life39016542%
Property23912854%

Nebraska insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life and Annuities40220851.70%
Producers Accident, Health or Sickness20610751.90%
Producers Life and Annuities & Accident, Health or Sickness128572356.30%
Producer PC79438348.20%
Producers Personal Lines291241.40%
Producers Property19842.10%
Producers Casualty17741.20%

Nevada insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty554785%
Accident and Health45722550%
Life, Accident and Health1728116968%
Life88255763%
Property and Casualty83256868%
Property503978%
Personal Lines56427449%

North Carolina insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty179791151%
Accident and Health4626308267%
Life5844350360%
Property180587949%
Personal Lines2947425%

North Dakota insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life and Annuity Ins Part 150926251.40%
Life and Annuity Ins Part 246727558.90%
Accident and Health Ins Part 139226567.60%
Accident and Health Ins Part 245430266.50%
Property Ins Part 134619456.10%
Property Ins Part 229619264.90%
Casualty Producer Part 133018355.50%
Casualty Producer Part 229718361.60%
Personal Lines3266.70%

New Hampshire insurance exam pass rates

Licensing Exam Name
First Time Test TakersFirst Time PassersFirst Time Pass Rate
Producer's Life Insurance1617144.10%
Producer's Accident & Health Insurance843946.40%
Producer's Life, Accident & Health Insurance45627359.90%
Producer's Property and Casualty Insurance20812359.10%
Producer's Property5120%
Producer's Casualty4125%
Producer's Personal Lines15746.70%

New Jersey insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health Producer2228136061.04%
Casualty Producer96863465.50%
Life Producer4855329367.83%
Personal Lines Producer13910575.54%
Property Producer99548648.84%

New Mexico insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life Insurance Producer31313442.80%
Accident and Health or Sickness Ins Producer23013558.70%
Life, Accident and Health or Sickness Ins Producer57734760.10%
Property Insurance Producer1317.70%
Casualty Insurance Producer24312.50%
Property and Casualty Insurance Producer41721050.40%
Personal Lines Insurance Producer7228.60%

New York insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health Insurance Agent/Broker Exam Series 17-52153193360.94%
Examination for Life, Accident and Health Insurance Laws and Regulations Series 17-7321510347.91%
Examination for Property and Casualty Insurance Laws and Regulations Series 17-74551629.09%
Life Insurance Agent/Broker Exam Series 17-515431283652.22%
Life, Accident and Health Insurance Agent/Broker Exam Series 17-556705409661.09%
Personal Lines Insurance Agent/Broker Exam Series 17-54110060755.18%
Property and Casualty Insurance Broker Exam Series 17-56224353823.99%

Ohio insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFrist Time Pass Rate
Accident and Health Agent Series 11-45101372671.67%
Casualty Series 11-478337.50%
Life Agent Series 11-441854118463.86%
Life, Accident and Health series 11-353965269467.94%
Personal Lines Series 11-4335816646.37%
Property and Casualty Insurance Agent Series 11-362031131464.70%
Property Insurance Agent Series 11-461218.33%

Oklahoma insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life110563857.70%
Accident & Health or Sickness30320668%
Life, Accident & Health or Sickness2793184966.20%
Property and Casualty - Personal lines only45027160.20%
Property and Casualty2087129261.90%
Casualty2150%
Property6466.70%

Oregon insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Insurance Producer8112.50%
Health Insurance Producer1559561.29%
Life and Health Insurance Producer1372100773.40%
Life Insurance Producer36023465%
Personal Lines Producer11763.64%
Property and Casualty Insurance Producer89042147.30%
Property Insurance Producer7228.57%

Pennsylvania insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident And Health73640454.89%
Life Insurance2617148156.59%
Life, Accident and Health3642200254.97%
Personal Lines1216251.24%
Property and Casualty1976104752.99%

Rhode Island insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1138273%
Accident and Health Producer27618366%
Life Producer53038072%
Property Producer1197765%
Personal Lines Producer4334

South Carolina insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health Insurance Producer - Series 19-0267536854.52%
Casualty Insurance Producer - Series 19-06472246.81%
Life Insurance Producer - Series 19-01133766950.04%
Life, Accident and Health Insurance Producer - Series 19-032307133858%
Personal Lines Insurance Producer - Series 19-769227139.16%
Property Insurance Producer - Series 19-05442352.27%
Property, Casualty, Surety and Marine Insurance Producer - Series 19-04107353649.95%
SC Variable Contracts Producer - Series 19-0722100%

South Dakota insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer10
Accident & Health or Sickness Producer654366%
Life, Accident & Health or Sickness Producer31220867%
Life Producer695275%
Property & Casualty Producer23316973%
Personal Lines Producer565089%

Tennessee insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1445117281%
Accident and Helath Producer3603264773%
Life Producer4633364079%
Property Producer1453103371%
Personal Lines Producer41931174%

Texas insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time Passers<First Time Pass Rate
General Lines - Life, Accident and Health
196041291866%
Life Agent10484618359%
General Lines - Property & Casualty8820567464%
Personal Lines Property & Casualty1861123967%

Utah insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life Exam128547537%
Producers Accident and Health Exam1796102657.10%
Producers Combined Life, Accident and Health Exam1976109355.30%
Producers Combined Property and Casualty Exam127158646.10%
Producers Personal Lines Exam53725146.70%
Producers Property Exam9333.30%
Producers Casualty Exam10220%

Virginia insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Health25319075%
Life and Annuities & Health114886375%
Life and Annuities72453073%
Property & Casualty49937074%
Personal Lines24522592%

Vermont insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Producers Life421842.90%
Producers Accident and Health & HMO8675%
Producers Life, Accident and Health & HMO1688651.20%
Producers PC885158%
Producers Personal Lines6350%
Producers Property3266.70%
Producers Casualty3266.70%

Washington insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Casualty Producer1146355.26%
Disability Producer47430163.50%
Life and Disability Producer Combo2604174466.97%
Life Producer129575358.15%
Personal Lines Producer923538.04%
Property and Casualty Producer Combo158092658.61%
Property Producer1207260%

Wisconsin insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health -State Specific Series 22-0444235227%
Accident and Health: General and State Series 22-03104067665%
Casualty - State Specific Series 22-08211676.79%
Casualty: General and State Series 22-0761339364.11%
Life - State Specific Series 22-02432558.14%
Life: General and State Series 22-01106173869.56%
Personal Lines - State Specific Series 22-1011100%
Personal Lines: General and State Series 22-09231043.48%
Property - State Specific Series 22-06221672.73%
Property: General and State Series 22-0563838960.97

West Virginia insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Accident and Health or Sickness Producer48433970%
Casualty51
Life63535155%
Property and Casualty26011444%
Property61
Personal Lines105

Wyoming insurance exam pass rates

Licensing Exam NameFirst Time Test TakersFirst Time PassersFirst Time Pass Rate
Life Producer704869%
Accident and Health or Sickness Producer261350%
Casualty Producer21
Life and Accident and Health or Sickness Producer18013273%
Property and Casualty Producer1339168%
Personal Lines Producer22
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